Creating Margin In Your Cash-Flow

If you're living paycheck to paycheck, or from sale to sale, every unexpected expense can feel like a major battle. 

A recent study by a Harvard professor found that nearly half of all Americans could not come up with $2K within 30 days. 

So, the first thing you'll want to do is create margin in your cash-flow and start building up your own "holding account."

And if you have debt, balance your "holding account" accumulation with making extra payments toward paying off debts.

When paying off debt, you'll want to use the strategy that works best for your cash-flow and saves you the most interest. 

Also, if you're having trouble finding any margin to pay off your debts, you may need to look for ways to cut your expenses.

Once you've paid off all your debt, including your mortgage, it's time to ramp up your "holding account" accumulation strategy. 

Hopefully you understand that this is incredibly situational, and your accumulation strategy is not a one size fits all answer. 

It's also important to understand the opportunity cost and more specifically, understand the importance of your savings rate. 

Mathematically, there's no doubt that your financial perspective will change for the better when you have a "holding account."

The key to building wealth has less to do with how much you make and more to do with how much you spend and save. 

Your approach to managing cash-flow and automating your savings will create wealth faster than you could imagine.  

To discover more about the cash-flow framework and how you can create margin in your finances, go to